Our comprehensive financial planning services include all areas identified and agreed to on your Financial Planning Agreement, and you are not restricted by the number of hours needed to address your planning.
Many of our plans include:
Data Collection and Confirmation
One of the biggest obstacles to useful financial planning is the accuracy of the data collected. We will work with you to corral your data, and to keep it flowing, so you can easily access it when needed over the long term.
Cash Flow and Capital Needs Analyses
We get into the nooks and crannies of your cash flow needs, both now and in retirement. We also assist with adjustments to improve tax efficiency and accelerate your savings.
Insurance Needs Analyses
We assist you in the evaluation of any current or future insurance contracts in life, disability, long-term care, homeowners and automobile policies. We recommend adjustments where needed.
We develop a sound investment strategy designed to limit your exposure to risk while increasing your potential for income and growth. It’s not a “set it and forget it” strategy. We review and rebalance over time, checking against your goals.
Estate Planning Document Review and Analysis
We review the title and ownership of your various assets, helping you understand and confirm that your beneficiary designations on any insurance and retirement accounts are in alignment with your wealth transfer desires. We can work in cadence with your legal team.
Real Estate Review
We assist you with comparing loan alternatives on your real estate portfolio to determine if refinancing or consolidating loans would assist you in accelerating the repayment of this debt.
We review any existing documents related to a planned or unplanned transition, be it a promotion, a succession, stock options or more, and we assist you in making changes.
Business Retirement Plan Design
We’ll review various retirement plan alternatives that the company might introduce for the benefit of the firm’s executives.
Your plan to accumulate and grow wealth can benefit from a regular review process to ensure you’re getting the most out of your strategies.
We address each area of our financial planning engagement on a continual basis using this review and assessment process:
The Circle of Action, Observation, and Measurement